Leighton House
● Retirement Home Ltd. Rochdale. Tel:01706 352075 ●
© Leighton House Retirement Home Ltd 2017
Fees and funding
Introduction
Understanding the process of paying for care can be daunting. The
information below aims to help answer your questions, but please call
if you have any queries or need clarification. We would also
encourage you to seek further specialist financial advice to fully
understand your options available. Some useful and independent links
are below right.
Funding
There are essentially 2 types of funding; ‘Self funding’ or funding by
social services (the local council). Levels of savings and ability to pay
fees will dictate what kind of funding is required.
When applying for Social Services funding you will be required to
complete a Personal Financial Statement in support of the application.
The Statement requires photocopy evidence of all income and savings
and a schedule of relevant expenditures. The application form is
available from your social worker, who will advise you on how to
complete it.
There is a threshold level of savings (currently £23,250). If you have
this level of savings or more then assistance will not be available and
you will have to pay your own fees. This is called ‘Self funding’.
If you do not have savings of over the threshold level but own your
own home then Social Services will fund you until the property is sold.
Clearly if this realises equity in excess of the threshold then you will
become self-funding. The agreement for interim funding will be under
a legal contact between you and relevant Social Services.
If the cost of the care home is more than the Social Services funding,
then the difference between them must be paid by a relative, friend
or charity. This is known as a ‘Third Party Top-Up payment’.
If, as a privately funded resident, the threshold level is reached and
the funding is switched to social services, a top up to the agreed
amount will be required.
Over the years we have dealt with various authorities on different
forms of funding and have become quite an expert. We would be
happy to assist you with your understanding of this complex process.
When the time is right, Maggie and her team will co-ordinate all the
arrangements and necessary paperwork to enable a stress free move
into your new home.
FAQs
Can I get get financial assistance?
If you require financial assistance, your local authority will decide
what level of care you require and look at your income and savings to
determine whether you will need to make a contribution towards the
cost. This will vary slightly according to where you live in the UK.
Are there any other benefits I can claim?
Yes, you might be eligible for Attendance Allowance/Disabled Living
Allowance (AA/DLA). These are both tax-free, non means-tested
weekly benefits. If you’re paying for your own care, you’re likely to
be eligible. If you’re receiving funding from the local authority
towards your care home costs, this might not be paid as it is
effectively included in that funding.
You might also qualify for Pension Credit. It’s mean-tested, and
designed to ensure a minimum guaranteed income for those with
limited savings or additional private income.
Contact your local social services department for further information
on how to claim.
If I’m receiving financial assistance, do I still get to choose my
care home?
Yes. The home you choose must be suitable for your needs and
registered with the registration authority.
What happens if my savings run out?
When your savings fall below the threshold limits set out by the
government, you are likely to be able to qualify for financial
assistance. You should contact your local social service department
when your savings are approaching this limit, so they’ll know when
they need to help.
My partner needs care, but I don’t. How does this affect me?
Don’t worry, only the person who is going into the care home should
be means tested. The property you are still living in will be ignored
and your savings treated differently. Seek further advice from your
social worker or benefits office.
Registered with Care Quality Commission and Rochdale Metropolitan Borough Council
Leighton House Fees
Current fees (April 2019) are as follows:
Privately Funded Residents
Standard single room (without en-suite):
£82.14 per day or
£574.98 per week
Standard single room (with en-suite):
£85.71 per day or
£599.97 per week
Large single room with En-suite:
£88.58 per day or
£620.00 per week
Larger single room (new category)
£85.00 per day or
£595.00 per week
Rochdale MBC funded Residents
Local Authority Payment fee plus a “3rd
party top up” of £10.00 per week.